Are you someone who loves to travel and think about it’s costing? Worry no more because we bring to you the best credit cards that you need to check out to increase your savings and take advantage of its perks. These travel credit cards are ideal for your next journey as they come with many lifestyle experiences.
Best Travel Credit Cards 2025
There are a few travel credit cards in 2024 that can fit any lifestyle requirements and tend to offer great discounts on travel bookings.
Best Travel Credit Cards List
Below is the list of the best travel credit cards including its fees and benefits that you can check out-
Axis Bank Atlas Credit Card
Annual Fee: Rs 5000+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Earn Edge Miles reward on domestic and international spending
● Benefit of Priority Pass Membership that allows up to 8 international lounge visits every year.
● 2% markup on the international transactions.
● Availability of travel insurance for loss of passport, air accidents, etc.
American Express Platinum Travel Credit Card
Annual Fee: Rs 5000+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Milestone Benefits in the form of IndiGo vouchers.
● Access to domestic airport lounge.
● Discounts at selective Taj Group of Hotels.
● Fuel waiver at selected fuel stations in India.
RBL World Safari Credit Card
Annual Fee: Rs 3000+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● 0% mark-up on foreign transactions.
● Welcome voucher from MakeMyTrip worth Rs 3000.
● Comes with insurance coverage and lounge access.
● Discounts at selected restaurants.
Standard Chartered EaseMyTrip Credit Card
Annual Fee: Rs 350+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Welcome voucher worth Rs 1100.
● Discounts at selected restaurants.
● Availability of fuel waiver.
● Easy EMI options for higher amount purchases.
Air India SBI Signature Credit Card
Annual Fee: Rs 4999+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Reward points on bookings and retail spending.
● Membership of Air India Flying Return Program.
● Up to 15% discount at selected restaurants.
● 3.5% mark-up fee on international transactions.
Yatra SBI Credit Card
Annual Fee: Rs 499+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Welcome vouchers that can be used to save on flight and hotel bookings.
● Reward points on purchases.
● EMI conversion option for easier payments.
● Availability of fuel waiver at selected petrol pumps.
HDFC Bank RuPay IRCTC Credit Card
Annual Fee: Rs 500+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Card Tap for instant and contactless payments.
● Offers at selected dining outlets.
● Reward points on every transaction.
● Large amount purchases can be converted into EMIs.
IRCTC RBL Bank Credit Card
Annual Fee: Rs 500+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Many dining and lifestyle benefits.
● Availability of EMI options.
● Access to the contactless payment.
● Fuel waiver at selected fuel stations.
AU Ixigo Credit Card
Annual Fee: No Joining Fee
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Free Lxigo VIP Membership as a welcome gift.
● Large amount purchases convertible into EMIs.
● Contactless payments options available with the card.
● 5% cashback offer on flight and hotel bookings through Lxigo platform.
6E Rewards – IndiGo HDFC Bank Credit Card
Annual Fee: Rs 700+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
● Comes with 6E Reward program system.
● Easy access and redemption of reward points.
● Availability of domestic airport lounge access at selected airports.
● 3.5% mark-up on the international transactions.
Axis Bank Atlas Credit Card Overview
Axis Bank Atlas Credit Card Is one of the best travel credit card that one can have in wallet. It is a premium card that offers lifestyle benefits and many other facilities. It is ideal for individuals who usually travel a lot and are looking for a credit card as a good companion. The reward points that are received by using the credit card can be used for various lifestyle experiences like dining, lounge access and many others.
American Express Platinum Travel Credit Card Overview
This credit card is specially made for individuals who prefer domestic travel. It offers vast range of perks to the card holders and is ideal for the ones who travel more often. It benefits the card holder in the form of milestone benefits, conceierge services, hotel discounts and many others. It also tends to offer IndiGo vouchers which are a plus for any card holder.
RBL World Safari Credit Card Overview
It is one of the best credit card for international travel from India. If you are a frequent overseas traveller then check out the details of this card. It is ideal for individuals who travel frequently and look for good reward points. It has many benefits starting from lounge access, insurance coverage many others. The best thing about this credit card is that it has 0% mark-up on foreign transactions which makes it preferable amongst others.
Standard Chartered EaseMyTrip Credit Card Overview
This credit card is co-branded with EaseMyTrip. It allows the card holder to get rewards points while travel and hotel bookings through the credit card. With reward points, it also provides benefits like complementary lounge access, fuel waiver, milestone benefits and many more. One can save a lot and get discounts on hotels at the same time.
Air India SBI Signature Credit Card Overview
Air India SBI Signature Credit Card is a premium card that offers many travel and lifestyle benefits. It comes with perks like complementary lounge access, insurance coverage, milestone rewards and many others. The card holder can also enjoy special discounts on dining, fuel waivers, etc. The credit card is ideal for people who frequently travel from Air India and are constantly looking for rewards and lifestyle experiences from the same.
Yatra SBI Credit Card Overview
This SBI Credit Card is co-branded with Yatra. If you are budget conscious in nature and still looking for a credit card to avail its perks then this should be your pick. It is perfect for individuals who look for a decent fee credit card and await to grab the rewards by using the same. The annual fee can also be waived off if your spending are over Rs 1,00,000.
HDFC Bank RuPay IRCTC Credit Card Overview
This HDFC travel credit card is made with the partnership of IRCTC. It is the best credit card for individuals who prefer to travel from train. It offers many rewards on IRCTC bookings through the credit card. Along with the booking benefits, one can also get great discounts on dining and retail purchases. So, if you prefer train travel and enjoy the journey then get this credit card to avail offers on the bookings.
IRCTC RBL Bank Credit Card Overview
This RBL credit card is made very versatile in nature. One can get great deals on everyday as well as travel use. It is ideal for individuals who book their tickets through the IRCTC app. It also offers easy reward points and redemption process to enhance the savings and utilize the credit card properly. It is flexible enough to provide many facilities including EMI options, contactless payments and many others.
AU Ixigo Credit Card Overview
This credit card is designed in partnership with Lxigo platform. Lxigo is a platform that offers all the services related to travel including booking tickets, hotels, and many such services. Along with this it also offers flexibility in terms of EMI options and lifetime free credit card. One can use this card to avail great offers and discounts while travelling.
6E Rewards – IndiGo HDFC Bank Credit Card Overview
This HDFC credit card is co-branded with the Indio Airlines. It is an ideal card for the ones who travel a lot and are constantly looking to increase their savings. This card offers reward points on spending and even discounts on flights and hotel bookings. The redemption process of the reward points is also very simple. One can check out this credit card if they prefer Indio Airlines while travelling.
Travel Credit Cards Features and Benefits
There are many features and benefits available with the access of a travel credit card. Some of the features and benefits are as follows-
- Access to complementary lounge access at selected domestic and International airport
- Larger amount purchases convertible into EMI
- Some credit cards come with contactless payments option
- Discounts and offers on spending at retail outlets
- Cashback offers and discounts giving premium lifestyle experiences
How to Find The Right Travel Credit Cards?
Finding a right travel credit card can vary person to person. It depends on what are the fees, discounts and lifestyle experiences that the credit card is offers. But, if you are someone who is looking for a very versatile and comfortable credit card then you can check out Yatra SBI Credit Card.
How to Apply for a Travel Credit Card?
Follow the below given steps to apply for a travel credit card-
- Firstly, select the travel credit card that you wish to apply
- Login into the respective bank account and select the credit card to start the application process
- Fill in all the personal details along with the documents that are required
- Verify all the details that are filled and confirm the application
- Wait for the approval and arrival of the credit card
Best Travel Credit Cards with Zero or Low Foreign Currency Mark-up Fee
If you are looking for the best travel credit cards with zero or low foreign currency mark-up Fee then check out the AU Bank Lxigo Travel Card. It has a very low mark-up of 1.9% and offers many discounts and offers to their customers.
Conclusion
These were all the details you should know before applying for a travel credit card. All the credit cards are unique in their own way and offer many benefits to their customers. You can choose a credit card that best fits your lifestyle.
FAQs
Which is the best travel credit card?
Check the 6E Rewards IndiGo HDFC Travel Credit Card.
Which is the best travel credit card with no fees?
Check out AU Lxigo travel credit card.
Where can I apply for a credit card?
You can login into the official website of the particular credit card and apply for the same.