Fintech Credit Cards in India provide you convenience and flexibility. It offers access to the card through digital means which makes it easier to access and use the credit card anywhere. It is ideal for new customers or tech savvy people who like the instant approval and access to the credit card.
10 Best Fintech Credit Card 2025
If you are someone who uses digital means for everything and would like your credit card to be the same then no worries. We have come with the best Fintech Credit Cards 2025 in India. These are affordable in nature and comes with many deals and benefits.
Fintech Credit Cards List
Below is the list of Top 10 Fintech Credit Cards that are all unique and exclusive in their way-
Bajaj Finserv RBL Bank Binge SuperCard
Annual Fee: Rs 499+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Access to interest free cash withdrawal.
- Availability of EMI options.
- Discount and rewards on everyday spending.
- 1% fuel waiver at selected petrol pumps.
OneCard Metal Credit Card
Annual Fee: No Annual Fee
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Lifetime Free Credit Card with no fees.
- Can be managed through the OneCard App.
- Access to the contactless payments.
- Availability of EMI options.
IndusInd Bank Tiger Credit Card
Annual Fee: Rs 10000+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Offers golf privileges.
- 24/7 Concierge Services.
- Reward points on purchases and payments.
- Availability of 1% fuel waiver.
Slice Super Credit Card
Annual Fee: No Annual Fee
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Reward points for spending on essentials.
- Repayment is easier without any extra charges.
- The card is accepted globally.
- Digital card for easier payments.
Edge CSB Bank RuPay Credit Card
Annual Fee: Rs 500+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Reward points on using the card for expenses or payments.
- Discounts on selected restaurants.
- Card Tap for instant and contactless payments.
- Access to domestic airport lounge access (limited).
Magnet FD Backed Credit Card
Annual Fee: Can vary between Rs 250 to Rs 500
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Availability of EMI options.
- 1% fuel waiver at selected fuel stations.
- Easy approval for the ones with low or no credit history.
- Access to the contactless payment facility.
Paytm SBI Credit Card
Annual Fee: Rs 499+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Global acceptance of the credit card.
- Availability of EMI options.
- Offers the contactless payment facility.
- Reward points on spending through Paytm using SBI credit card.
Paytm HDFC Credit Card
Annual Fee: Rs 499+ GST
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Additional security with the two step authentication system.
- Card Tap for contactless payments.
- Global acceptance of the card.
- Many cashback and reward points deal or offers.
Uni Pay 1/3rd Card
Annual Fee: No Annual Fee
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- If the amount is paid in full then get 1% cashback.
- No interest for the payment in instalments.
- Ideal for budget friendly individuals.
- Easy and simple to use.
Gild Credit Card
Annual Fee: Vary between Rs 500 to Rs 1000
Key Benefits:
Here are some key benefits of this credit card. Below are the benefits:
- Ideal for improving credit history.
- Credit limit varies as per security deposit.
- Budget friendly and easy approval.
Bajaj Finserv RBL Bank Binge SuperCard Overview
This is a multifunctional credit card where you can get the benefit of a cash card, credit card, personal loan card and even EMI Card all in one. This feature makes it more demanding and flexible in nature. Along with this, it also manages to provide basic credit card facilities like fuel waiver, discount on daily essentials and many others.
OneCard Metal Credit Card Overview
This is a lifetime free credit card and is made for individuals who look for a convenient and budget friendly card. The credit card comes with a metal body and a classy design. If you are a tech savvy person then you can easily control the card with a mobile application. This helps to access and use the Card from anywhere.
IndusInd Bank Tiger Credit Card Overview
This credit card offers support for tiger conservation. It is a premium card that offers exclusive lifestyle experiences to their customers. So, if you are a frequent traveller and enjoy what life has to offer, then check out this credit card. Along with this, it offers 24/7 concierge services that assists you with bookings.
Slice Super Credit Card Overview
This credit card is ideally made for the younger generation who like everything quick and instant. There is instant approval of the card the applicant is given a digital card for usage. It also offers an expenses tracking app where the user can track and control their expenses. Thus, it is made for gen z who look for a low maintenance and convenient credit card.
Edge CSB Bank RuPay Credit Card Overview
This is one of the best Fintech credit card in India. It is designed for customers who prefer credit card on their transactions and expenses. May it be grocery shopping, bill payment or dining out with your loves ones, this is the most convenient credit card to use. It not only offers insurance coverage but also provides many EMI options for managing funds.
Magnet FD Backed Credit Card Overview
This credit card is for the new credit card holders or for the ones who does not have a credit history. It is backed up by a FD account which means that one can easily increase the credit limit by maintaining the FD account. It acts as a security where the risk is quite less for the bank and thus your application for a credit card is easily approved.
Paytm SBI Credit Card Overview
This credit card is co-branded with Paytm to maximize the users savings. It is ideal for Paytm users who prefer Paytm for every transactions including the shopping, dining or even utility payments. It helps integrate with credit card with Paytm and provide access to various cashback offers and deals.
Paytm HDFC Credit Card Overview
This is an HDFC Credit Card that is co- branded with Paytm. If you are someone who is comfortable with digital access and use Paytm for your bill payments or lifestyle purchases then this is a good choice. It provides many cashback offers to the customers with many discounts while shopping via Paytm.
Uni Pay 1/3rd Card Overview
One of the top fintech credit card is the Uni Pay 1/3rd Credit Card. It allows the customer to split their spending into 3 equal parts which can be paid off the next upcoming 3 months. There is no additional charge which makes it even more attractive for many people. It also helps you to manage their expenses and even avail a good credit card for your lifestyle.
Gild Credit Card Overview
This credit card is designed for the first time users who does not have any credit history. The user can provide a security deposit as a back up and in return the application is approved without any credit history. It is a budget friendly credit card that comes with necessary benefits.
Popular Fintech cards in Indian Market
Below the list of popular Fintech cards in the Indian market due to it’s uniqueness and affordability-
UNI Credit Cards
UNI credit card is the best credit card in the list as it provides the flexibility of payment to their customers. They can make the purchase payment in easy 3 month instalments.
Paytm HDFC Credit Card
It is the best credit card if you are dependent on Paytm Card for your bookings, purchases or payments. As everything is digital, it becomes easier to access and manage the credit card
OneCard Metal Credit Card
This credit card is popular due to its lifetime free access. It is easier to use as it can be managed through the OneCard application.
Magnet FD Backed Credit Card
If you do not have a credit history then a FD account will do. This credit card is available if you have FD account. This makes it convenient to access and get approval of the credit card.
Gild Credit Card
It is popular because it comes with flexibility where the customer can give a security deposit and get access to the credit card. It helps improve and maintain credit history.
Bajaj Finserv RBL Bank Binge SuperCard
This credit card is known due to its multifunctional performance. It can be used as a credit card, EMI card, personal loan card or even a cash card.
How To Apply For A Fintech Credit Card?
Follow the below given steps to apply for a Fintech Credit Card-
- Select a Credit Card- Firstly select a credit card you want to apply
- Fill the application form- The next step is to fill the application form with the personal details and required documents
- Confirm and Submit- The last step is to confirm the application and submit it for approval
These are the 3 easy steps to successfully apply for the Fintech Credit Card Online.
How to Choose the Right Fintech Card?
The right credit card can be different for every other individual. Firstly decide what are your expectations or what you need in your credit card. Then find a credit card that best suits your requirements and then submit an application for the same.
Conclusion
These were the best Fintech Credit Cards that you must use to make your life easier. These not only provide a better lifestyle but also provide easier access to control and manage the card. You can choose a credit card as per your budget and needs. You can also check the official website to know more about a particular credit card.
FAQs
Which is the most famous Fintech Credit Card?
The Uni Pay 1/3rd Credit Card is the most famous card.
Can I get a credit card even without a credit history?
Yes, you can apply for Glid Credit Card.
What is Fintech Credit Card?
It is a credit card provided by financial technology companies which can be used through digital platforms.