10 Best Cashback Credit Cards in March 2025

Credit cards are the convenience card that are designed for people. One can claim various reward points and cashback offers through a credit card transaction. These credit cards comes with various Benefits that helps the card holder to control and manage their expenses at a greater extent

Best Cashback Credit Cards in India 2024

There are many cashback credit cards in India that are designed to provide various services and cater to many needs of the customer. Cashback Credit Cards are easy and straightforward that allows the user to avail cashback offer through online and offline transactions.

Best CashBack Credit Cards List

Below is the list of the best cashback credit cards that one can consider before applying for the same. Each Credit Card is different so one should understand the need or the goal behind applying for a credit card. Check out the list of the best cashback credit cards in India 2024-

Flipkart Axis Bank Credit Card

Joining Fee: Rs 500+ GST
Annual Fee: Rs 500+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

● Flipkart welcome voucher worth Rs 500.
● 5% instant cashback on Flipkart shopping.
● No cost EMI option is also available.
● 20% discount at selected restaurants.

Apply

Cashback SBI Credit Card

Joining Fee: Rs 999+ GST
Annual Fee: Rs 999+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• 5% cashback on online shopping and 1% on offline transactions
• Card Tap feature for contactless payments.
• This SBI Credit Card is accepted all over the world.
• Higher amounts can be converted into EMI.

Apply

HDFC Bank Millennia Credit Card

Joining Fee: Rs 1000+ GST
Annual Fee: Rs 1000+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• Various cashback offers on online and offline shopping.
• Availability of airport lounge access.
• Higher amount purchases convertible into EMI.
• Great deals and discounts on dining and bill payments.

Apply

Axis Bank Cashback Credit Card

Joining Fee: Rs 1000+ GST
Annual Fee: Rs 1000+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• Various cashback offers on online and offline shopping.
• Availability of airport lounge access.
• Higher amount purchases convertible into EMI.
• Great deals and discounts on dining and bill payments.

Apply

Axis Bank ACE Credit Card

Joining Fee: Rs 499+ GST
Annual Fee: Rs 499+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• Cashback deals on various categories.
• Higher amount purchases convertible into EMI.
• Option of contactless payment.
• Access to Gpay app that increases convenience.

Apply

Amazon Pay ICICI Credit Card

Joining Fee: No Joining Fee
Annual Fee: No Annual Fee

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• Cashbacks for people who shop from Amazon.
• One can claim No cost EMI on Amazon.
• Offers insurance coverage and card is accepted globally.
• Access to a lifetime free credit card.

Apply

Swiggy HDFC Bank Credit Card

Joining Fee: Rs 500+ GST
Annual Fee: Rs 500+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• Cashback upto 10% on Swiggy Orders.
• Availability of EMI options.
• Discounts available at selected restaurants.

Apply

HSBC Live+ Credit Card Cashback on Groceries

Joining Fee: Rs 499+ GST
Annual Fee: Rs 499+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• Offers 5% cashback on groceries.
• Access to the Airport lounge access.
• Credit Card provides fuel waiver at selected stations.
• Discounts on entertainment and dining services

Apply

Tata Neu Infinity HDFC Credit Card

Joining Fee: Rs 1499+ GST
Annual Fee: Rs 1499+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• 5% Neu points on spending through the credit card.
• The card supports contactless payments.
• Higher amount purchases convertible into EMI.
• Great deals on selected dining outlets.

Apply

Airtel Axis Bank Credit Card

Joining Fee: Rs 500+ GST
Annual Fee: Rs 500+ GST

Key Benefits:

Here are some key benefits of this credit card. Below are the benefits:

• 25% cashback on Airtel services.
• Exclusive discounts on dining and entertainment.
• One can get access to Airtel Thanks Services.
• Credit Card offers contactless payments.

Apply

Flipkart Axis Bank Credit Card Overview

This Axis Credit Card is designed in partnership with flipkart and other partner platforms. It offers great cashback offers while shopping from Flipkart, Myntra and other partner platforms. Along with cashback offers, it offers discounts on dining and travelling services. So, if you are someone who loves to shop and enjoy cashback offers at the same time then this is a good choice.

Cashback SBI Credit Card Overview

This SBI Cashback Credit Card is ideal for individuals to love to shop as this card offers 5% cashback on online purchases and 1% on offline purchases. It is a versatile Credit card that comes with offers on dining and entertainment as well. The card comes with contactless payment option that makes it more easy and accessible in nature. One can benefit from this credit card to a greater extent.

HDFC Bank Millennia Credit Card Overview

As the name suggests, this HDFC cashback credit card is made for millennials. It is ideal for people who are more dependable on technology and give preference to online shopping. Along with these perks, one can also receive reward points and discounts on utility payments and dining respectively.

Axis Bank Cashback Credit Card Overview

Axis Bank Cashback Credit Card is a basic card with a simple reward structure. It provides Unlimited cashbacks on online transactions. Along with the same, one can get discounts on travel services, dining and many other categories. As the cashback is not restricted to selected categories, it makes it an ideal choice for many individuals to go for this credit card.

Axis Bank ACE Credit Card Overview

Axis Bank ACE Credit Card is partnered with Google Pay. This makes it ideal for individuals who are comfortable with using Google Pay App. It is designed in such a way that it suits well to people with decent spending capacity. It also tends to give good discounts and reward points on transactions relating to online shopping, utility payments and many others.

Amazon Pay ICICI Credit Card Overview

Amazon Pay ICICI Credit Card is one of the best Unlimited cashback credit card in India. The credit card is designed in partnership with Amazon and provides instant cashbacks in Amazon Pay wallet that can be used for future purchases. The credit does not have any additional or hidden fees and tends to give great deals to Amazon prime members. One can easily shop online as Amazon comes with great connectivity as well.

Swiggy HDFC Bank Credit Card Overview

HDFC Bank has designed this credit card in partnership with Swiggy. It offers various deals on Swiggy including early delivery, discounts on selective restaurants and many others. This credit card is ideal for food lovers who spend good amount on dining and enjoy cashback rewards on the same.

HSBC Live+ Credit Card Cashback on Groceries Overview

This HDFC credit card has a basic structure and is deigned in a straightforward way. It is easy to access card that provides good rewards on Grocery shopping and everyday spending. It is perfect for individuals who is looking for a credit card for their everyday expenses. It helps the card holder to have decent savings while spending on daily essentials.

Tata Neu Infinity HDFC Credit Card Overview

Tata Neu Infinity HDFC Credit Card is a premium card that is co branded with TATA Neu app. It offers great deals to people who shop from TATA brands. It allows the card holder to shop, obtain discounts and rewards points in return. If you are someone who likes shopping and spends a pretty good amount for the same then go for this card as it provides savings in return.

Airtel Axis Bank Credit Card Overview

This credit card is specially designed for Airtel users. The credit card provides cashback and reward points in return of everyday spending. These reward points can be used to avail the Airtel services like DTH, Airtel recharge and many others. This credit card is made for crazy Airtel customers to are loyal to their services.

Best Cashback Credit Cards Rewards & Features

Every Credit card is different and unique in it’s own way. These credit cards offer various rewards and benefits depending on their partner brands. It also includes some of the best cashback credit card for offline spends. One can contact the official bank website or the nearest store for more details.

How to Choose The Right Cashback Credit Card?

With a proper understanding of the various credit cards, you’ll know the right credit card. One should consider the following points to know how to choose the right cashback credit card-

• How much cashback percentage the credit card provides on everyday spending?
• What extra rewards you expect from your credit card?
• Know the long term goal behind having a credit card
• Check if the credit card provides Benefits like Dining, travelling or entertainment
• Verify if the interest rate that the bank charges are worth it
• Check what is the Joining and the Annual fee

How to Apply for Cashback Credit Cards Online?

One can easily apply for a cashback credit card with the following steps-

1. Select the Bank that provides cashback credit cards (Axis, HDFC, ICICI, etc)
2. Check the eligibility and the required documents for the application (Aadhar Card, Income proof, Address proof, etc)
3. Start the application form by filling in the personal details and required documents (Full name, date of birth, contact details, etc)
4. Verify the filled in details and submit the application form
5. Track the application form to know the confirmation of the same

Difference Between Rewards & Cashback Credit Cards

Conclusion

These were the credit card with highest cashback in India. Each Credit Card is tailored with specific requirements. If you are someone who is a beginner or using a credit card for the very first time then these cards offer a good gateway to avail the various services that it has to offer. One can easily apply for this credit card as it is a very hasslefree process.

FAQs About Cashback Credit Card